Clean water now. Pay over time.
Most of our homeowners finance. Approvals run in minutes at the kitchen table, with terms we explain in plain English.
- Soft credit pull, no impact to your score
- Decisions usually under one minute
- 30, 60, and 120-month terms
- No prepayment penalty, ever
- Installation happens before the first payment is due
How financing works at Aqua Wellness.
Apply at the kitchen table
After your free water test, we run the application from a tablet in five minutes. Soft credit pull. Decisions usually in under a minute.
One credit partner, fully transparent
We work with a single vetted credit partner so there is no shopping around or bait-and-switch. You see the APR and terms in writing before you sign.
Install before the first payment
Approved? We schedule the install. First payment is typically due 30 days after install, not after application.
Financing FAQ
What credit score do I need?
Our credit partner approves a wide range. Above 680 typically gets the best APR. Below that, we have a second-look path that prioritizes payment history over score.
Are there prepayment penalties?
No. You can pay the principal off at any time without a fee. Many homeowners apply tax refunds and finish the loan inside a year.
Does Aqua Wellness make money on the loan?
We are paid a flat origination fee by the credit partner, fully disclosed at signing. We never markup the APR. The number you see is the number you pay.
Can I finance just the RO unit?
Yes. Any system or combination of systems can be financed. Minimum financed amount is $750.
Book your free in-home water test.
A certified technician comes to your house, tests your water on the spot, and walks you through every number. About forty-five minutes. No pressure.